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05:46:03 am

Pet Insurance and Pet Wellness Plans

The holistic approach advocates treating the complete pet plus promoting wellness first to counteract sickness later. Just like people have a wellness plan pets need one too.

Animals can have many of the same diseases as humans including diabetes, kidney, liver and cardiovascular disease, thyroid problems and melanoma. As you know house animals age faster than humans. Do you remember how you figure your dog's age in dog years - one of our years is seven years for a dog? Since you take your dog to the vet one per year for an annual examination that is like choosing them once every several years. So when you need to do go for the examination you need get all the important information.

Your pet should get routine diagnostic testing including things like a complete blood cell count and then a serum chemistry profile. These results will offer the vet information concerning specific organ functions and your pet's overall health. Wellness testing helps find disease in the early treatable stage together with helps your vet find a baseline measurement to detect subtle changes over time. Plus the vet should take a complete history of your pet's activity and behavior and allow, a thorough physical exam. Wellness plans are a bit different depending on ones pet's age. Many vets are generally offering specific programs geared toward senior dogs.

Though the following all sounds great, the question a number of us have is how do we pay for all this? We are certainly not alone. According to the Bayer 2011 Veterinary Treatment Usage Study (just lately published on Market Wire), the high price of vet care often overrides an owner's loyalty to their veterinarian.

The study shows which 26 percent of pet owners surveyed are now trying to find ways to save funds on veterinary care and would consider switching for a practice that was less pricey.

With that said, almost share of the pet owners surveyed replied they would bring their pets on their vet on a more regular basis if the practice offered a monthly-billed twelve-monthly wellness plan.

Fortunately you will find there's way to make some sort of wellness plan economical. Some of the pet insurance companies actually offer a Wellness Rewards plan. Though not necessarily insurance; it's more like a great allowance (with bonus cash) that you can spend towards routine care like wellness exams, preventive surgical treatment and prescription diet foodstuff.

You make payments monthly to make sure you are never hit with that huge bill for that routine check-up. Plus vets say it really does help extend your pets life and improve their quality of life as the preventive care helps them catch the bad things early on.

Pet insurance has come a long way and some of your policies now cover such things as chiropractic, acupuncture, homeopathic, cutting edge of using, veterinary orthopedic manipulation (VOM) and massage therapy, hydrotherapy and rehabilitation. Consistent with claim histories pet insurance companies report that vets are using alternative therapies to address such conditions as: post-operative pain from orthopedic illness or even injury, cancer, allergies together with skin issues and epilepsy.

So if you want to protect your pet and not have to worry about having to lay out big money unexpectedly consider purchasing a pet insurance plan that also includes a wellness program.

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